Posts Tagged ‘travel insurance’

New text and email service launched by the ABTA

Tuesday, October 6th, 2009

The ABTA has launched a new free email and text service called Travel Buddy which is designed to provide essential travel information via mobile phone and email.

Implementation of the new communication system was partially funded by the Foreign and Commonwealth Office (FCO) and will allow travel association’s member companies to email or text their customers’  ‘Know Before You Go’ and destination information before they depart.

The new feature would also include free text messages to locate holidaymakers in emergency situations and provide up-to-date and essential information and guidance.

ABTA Chief Executive Mark Tnazer said that the Association was providing this service to members at no cost, to help them provide exemplary customer service, particularly at times of emergencies when fast and effective information is needed.  Mobile phones are now used by nearly everyone when they travel, ABTA has pointed out.

The electronic service would help ABTA members provide imformation that they are obliged to give under the Code of Conduct in a succinct format and include details of FCO advice, reminders about the importance of travel insurance and recommendations to visit a doctor prior to travel.  There is also freedom for the ABTA member to insert their own essential travel advice.

Crackdown on fraudulent travel claims

Friday, August 7th, 2009

The Association of British Insurance (ABI) has said that 4,300 travel insurance claims made last year, worth a total of £5 million, were fraudulent; leading to stricter penalties to those found making such claims.

The ABI reported that last year over 80 fraudulent claims were made a week, including a doctor who made multiple baggage claims and a photographer who claimed £8000 worth of damaged equipment.

Police and insurers have teamed together in a crackdown on travel insurance fraud.

Information on fraudulent claims are recorded on an industry-wide database used by insurers and financial institutions, meaning that those who are identified could have their credit rating affected or  face an increase in other forms of insurance such as home and car insurance

As its easy to compare and purchase travel insurance on the web, those found cheating may not find it so easy because of the database.

The ABI’s Director of General Insurance Health, Nick Starling said ‘Travel insurance is there to cover you if things go wrong, not to pay for the cost of your holiday.

The vast majority of claimants are honest, but the dishonest few are in for a nasty and expensive shock this summer.’

Thanks to moneyhighstreet.com.  For more information on this article visit their website.

‘Staycationers’ opt for no travel insurance

Wednesday, August 5th, 2009

82% of Britons holidaying locally this year could end up with massive bills because they have not purchased travel insurance.

Many holidaymakers, holidaying within Britain this year may have thought they have beaten the recession but don’t realize that they still need travel insurance to cover circumstances such as cancellations or lost luggage.

It is believed that many ‘Staycationers’ will not purchase travel insurance as medical expenses will be covered by the NHS, but costs related to travel cancellations in case a family member falls ill.

‘People we spoke to simply didn’t think travel insurance for the UK was important,’ says Simon Purnell, a director at EssentialTravel.co.uk. ‘

Whether you’re jetting across the globe or holidaying in the UK this year, the right insurance is essential.’

‘Luggage can still be lost on a domestic flight and trips may still have to be unexpectedly cancelled, it really doesn’t matter where you are travelling to.’

But holidaymakers shouldn’t worry of the price of insurance adding greatly to the holiday.

Stuart Bensusan, also a director at EssentialTravel.co.uk said: ‘60 to 70 per cent of the cost of travel insurance when you are abroad is for medical problems so to insure yourself for travel in the UK is actually very affordable as you won’t need the medical cover.’

Mr Bensusan adds: ‘Cancellation is the second most popular claim on travel insurance after medical fees so it is wise to make sure you have insured yourself for your UK break.

Quotes from the Daily Mail.  For more information on this article visit their website at www.dailymail.co.uk

Travel insurance exempting swine flu

Thursday, July 16th, 2009

Cancellation of travel plans due to swine flu may not be covered by travel insurance. The Association of British Travel Agents (ABTA) is advising holidaymakers to check their travel insurance policies as it has been reported that some insurance carriers are introducing exemptions for swine flu illness. (more…)

Lost luggage claims expected to increase

Monday, July 13th, 2009

The number of travelers losing luggage while on holiday is expected to increase by as much as 60% over the next 10 years according to research conducted by the Post Office.  The number of lost luggage claims could reach as high as 50,000 bags a month.

The Post Office recently conducted a survey regarding holidaymakers’ use of travel insurance.  The survey revealed that more than 25% of travelers do not even consider purchasing travel insurance when planning a trip.  The cost of the insurance seems to be the biggest factor in consumers’ decision to decline the insurance.

Lost luggage is the number-one reason for travel insurance claims.  Medical treatment follows in second position.  Such statistics should be alarming to UK travelers who pass up the insurance.  In the end it could wind up costing them much more. Nevertheless, many travelers continue the trend of traveling uninsured.

Last year alone, uninsured UK holidaymakers suffered losses totaling more £90 million as a result of lost luggage, unexpected medical treatment, and canceled flights.  All of these claims could have been recovered had holidaymakers only purchased travel insurance prior to their planned departures.

Travel insurance is available through the Post Office and policies are very reasonably priced starting at £5.50 per person, an insignificant amount when compared to the cost of losing your bags.

Thanks to www.postoffice.co.uk for the above statistics. For more information about this article visit their web site.